What is the best way to reduce credit card debt without getting a loan?

I'm in process of starting an organization to help middle class families get out from under their large amount of credit card debt instead of wait...

I was thinking about taking out a personal loan to pay off some of my credit card debt (about 13k). The loan would be at lower interest than my curren...

Does anyone know a company which can reduce the overall total of my credit card debt and lower interest? I have heard a lot of information about the...

we were approched by a debt company by phone how do you know if they are lagitiment

Or any programs you know that consolodate... at a low rate.. I'm talking less than 6%.

What company did you use and how well did they work for you...any that I should stay away from?

we were approched by a debt company by phone how do you know if they are lagitiment

I have 2 bank card that i am thing about mearing into one if I can find a low intrest rate. is this a good ideal? who are the best company to use for ...

I have about $9,000 in credit card debt (reduced from $16,000 just a year ago). I'm buying a house for the first time, is there some way to get $...

If I can transfer the balance to another card then transfer it back with a purchase check that guarantees 8% APR for the life of the balance that wil...

Can an individual eliminate credit card debt by declaring bankruptcy? I didn't think you could wipe it out, just get the bill collectors off yo...

Estimated 6000 debt on high interest credit card....

When a card holder uses a credit card, he is borrowing from the credit company. How he eliminate his credit card debt.

without morgaging the house.

I took a loan out a few years ago to help my girlfriend get out of some financial trouble and it worked out great. I paid myself back with interest. N...

We started a program with "Consumer Credit Counselors" This progarm has us pay the Consumer Credit Counselors, then they pay the credit card...

My friends husband died leaving her three kids and over $100,000.00 in credit card debt. She has been trying to pay but now is getting threatened with...

I'm looking for an alternative to bankruptcy and wanted to see what my options are? I've looked into credit counseling and I don't feel t...

Has anyone out there gone to any of those companies that offer relief from credit card debt? And if so, what was your experience? I've already don...

Which is better for credit card debt relief: American Financial Service (http://www.americanfinancialservice.org/) or Federal Debr Relief System (http...

I am in Ohio and do not want to file chapter 13. Looking to make settlement to credit cards. I am looking for reputation companies that do credit ca...

I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credi...

I owe a large amount on my credit card and have not made a payment in sometime. I now have a lump sum of money and wanted to see if the cc company wo...

My fiance has a Bank of America credit card. There's a $7500 limit on the card but after finance charges, late fees etc, the debt is now at $8900...

If so, can you tell me your experience and if it worked for you. Have you used another company and had a good experience? If so, who?